Financial innovations presented to Ukrainians: what changes await in February

In February 2026, Ukrainians will face several important financial changes related to financial monitoring and the procedure for sending tax notifications.

According to the innovations, the goal is to simplify the exchange of information with state authorities and improve tax processes.

Information exchange in the field of financial monitoring

On February 2, an order of the Ministry of Finance will come into effect, approving a new procedure for exchanging information in the field of financial monitoring. This document provides for the creation of a personal account for primary financial monitoring entities.

This update is aimed at simplifying cooperation between financial monitoring entities and the State Financial Monitoring Service, including:

Submission of notifications of financial transactions subject to monitoring;
implementation of a risk-based approach when checking customers;
separate information on the freezing of assets related to terrorism and the proliferation of weapons of mass destruction.
Access to the closed part of the personal account will be provided after electronic identification. Through this office, entities will be able to exchange information and receive requests and decisions from the State Financial Monitoring Service.

Changes in tax notifications

Another important change for taxpayers in February will be the updated procedure for sending tax notifications, in accordance with the Ministry of Finance’s October 9, 2025, order.

Among the main changes:

During martial law, there will be no fines for late tax payments if the obligation is fulfilled within 30 days of receiving the notification.
transfer of powers to process tax notifications to the body that actually administers taxes;
Update of forms-appendices to tax notifications.
Tax authorities also plan to introduce conveniences for citizens, in particular QR codes for quick payment in notifications and information about judicial or administrative appeals that may affect financial obligations.

Previously, it was reported on the introduction of a zero tariff by PrivatBank, as well as on fines for Ukrainians related to tax obligations.