Fraudsters are trying to deceive pensioners: key points to save your money

Pensioners are at risk: new methods of fraud leave them without money.

Today, protecting pension payments has become an urgent issue not only for banks but also for citizens, especially the elderly. Fraudsters are constantly improving their methods of deception, focusing their attention on the elderly, who often use ATMs to receive their pensions. The most common schemes are skimming and cash trapping.

Skimming involves installing an invisible pad on the card reader that reads card data and cameras or fake keyboards that appear nearby to steal PINs. The data obtained is used to make duplicate cards, after which the criminals, usually pensioners, withdraw all funds from the victim’s account.

Cash skimming works on a different principle: attackers insert a thin bar into the cash dispenser slot, which blocks the bills. When the customer does not receive money and leaves, the thief takes it in seconds.

To protect yourself from such fraud, it is essential to check ATMs before using them. If the device looks suspicious or has unusual elements, it is better to refuse the transaction. It is recommended that only trusted ATMs be used on the premises of banks or shopping centers.

If the ATM fails to withdraw money and the receipt confirms the transaction, stay nearby and call the bank while waiting for the collection officers to arrive.

Additional security measures include closing the keyboard when entering PINs, checking the device for foreign elements, and activating SMS notifications about financial transactions. All this can help protect your finances and pension payments from criminals.

It is worth noting that problems with PrivatBank ATMs can lead to financial losses. This situation causes customers to react negatively due to their irresponsibility.